Information about NFIP and County's implementation of the program:

The National Flood Insurance Program (NFIP) was initially created by Congress in 1968 with the passage of the National Flood Insurance Act. In 1973, the passage of the Flood Disaster Protection Act mandated that buildings located within identified flood hazard areas have flood insurance coverage as a condition of federal aid or loans from federally-insured banks and savings and loans, and as a condition for receiving federal disaster assistance. On September 14, 1979, Collier County officially entered into the NFIP with the federal publication and implementation of the initial Flood Insurance Rate Map for unincorporated Collier County. The City of Naples initial implementation date was July 2, 1971.

Collier County is responsible for implementing the minimum requirements of the NFIP, including the regulation of development to ensure compliance with the type of construction and minimum elevations required by the various flood zones. The County voluntarily entered into participation in the Community Rating System (CRS) program which is a program designed to reward participating communities with discounted flood insurance premium rates in return for implementing more than just the minimum NFIP requirements. Collier County is currently rated as a Class 7 community in the CRS program which provides up to a 15% discount on flood insurance policy premium rates.

The information contained on this web page is provided to help make the County more resistant to flood damage and is one of the extra efforts provided by the CRS program.